![]() Typically, your policy will automatically cover your teen at no cost while driving with a learner’s permit, but check with your insurance company to be certain.Find out from your insurer what the cost will be to add your teen once licensed. The best time to begin the insurance process is before your teen driver gets a learner’s permit.Here are some other tips for adding a teen to your insurance policy: Indeed, adding a teen driver to your policy will almost always be significantly cheaper than the teen having coverage through his or her own policy. This is possible if one of the parents is listed on the title of the student’s car.” “Insurance typically costs less if a student can stay on a parent’s policy. It is important to drive safely to maintain a good driving record,” says Ting Liu. “The auto insurance premium depends on a driver’s expected accident rate, which is calculated based on the driver’s past driving record. How much could they reduce their bill? Use the calculator below to know how much you can save on car insurance for teenage drivers. But parents can save money by shopping around for rates. Teen can increase a family’s auto coverage anywhere from 50% to 100%, according to the Insurance Information Institute. New drivers are among the most dangerous on the road, have a higher rate of accidents and file more claims compared to the average driver.Īccording to the Centers for Disease Control & Prevention, the risk of motor vehicle crashes is higher among teens aged 16-19 than among any other age group: Per mile driven, teen drivers in this age group are nearly three times as likely as drivers aged 20 or older to be in a fatal crash.Īdding a 16-year-old male to your policy will result in an average annual rate of $4,861 per year, according to the recent rate analysis. GHSA and invite states to apply for grants to expand drug-impaired driving training for law enforcement officers.Adding a teenage driver to your auto insurance policy will raise your premiums as teens cost more to insure. November – The National Road Safety Foundation partners with GHSA to provide funding to help states address drowsy driving.ĭecember – GHSA members activate law enforcement and communication campaigns to keep drunk and drugged drivers off the roads this holiday season. GHSA and Ford Driving Skills for Life report that teen driver-related fatalities were up 10% in 2015 and recommend a focus on older (age 18-20) novice drivers. October – NHTSA and the National Safety Council launch the Road to Zero Coalition to cut traffic fatalities, with GHSA helping guide the conversation. GHSA submits comments on FAST Act Interim Final Rule. GHSA notes that public acceptance will hinge on confidence in vehicle safety. September – NHTSA issues new guidelines on autonomous vehicles. GHSA and State Farm® release the first in-depth look at the issue of drowsy driving. July – GHSA supports new research from the Insurance Institute for Highway Safety demonstrating the effectiveness of red light cameras.Īugust – NHTSA announces an alarming 7.2 percent increase in 2015 traffic fatalities at the GHSA Annual Meeting in Seattle. GHSA participates in the national SADD conference to help influence positive teen driver behaviors. June – GHSA and Ford Driving Skills for Life announce the 9th year of available grant funding for state teen driving efforts. ![]() May – Motorcycle Safety Month kicks off with a new GHSA report projecting a 10% increase in motorcyclist fatalities in 2015 and recommending steps to turn this trend around. The final data bears out this dire prediction.Īpril – GHSA and announce the first-of-its kind availability of grant funds for states to train law enforcement officers to better detect drug-impaired drivers ![]() March – GHSA forecasts a 10% spike in pedestrian fatalities in 2015 through its Spotlight on Highway Safety publication. GHSA’s Chair Jana Simpler joins the final summit in Washington, D.C. In conjunction with that event, GHSA Executive Director Jonathan Adkins meets with AASHTO, AAMVA and other stakeholders to discuss the impact for states.įebruary – NHTSA holds a series of safety summits across the country to address the recent spike in traffic fatalities. January – Autonomous vehicles are center stage at the Consumer Electronics Show in Las Vegas.
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